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Browse the business directory by age group:
► prenatal,
► babies,
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Find upcoming events & programs :
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kwkids.com Newsletter - April 2008
Featured Activities & Outings for April
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Being environmentally friendly is in style these days and that’s not a bad thing! While the official Earth Day Celebrations will be taking place later this month, it’s exciting to see that more and more people are thinking 'green' every day of the year. Check out the Living Green Guide on kwkids.com! Send us your suggestions of businesses / organizations / links that you think should be included in this guide. |
- We have now created a new page - Events & Programs At a Glance - that we’ll publish on a monthly basis for those parents who don’t need all the nitty-gritty details offered by the kwkids.com event & program calendar. The April At a Glance page gives you a quick overview of events taking place this month. Be sure to check out the New Sessions Section that lists various programs that your kids can get involved in before summer begins.
- To celebrate Earth Day, join your neighbours during the Tim Horton’s Community Litter Clean Up at Victoria Park or Waterloo Park on April 19th from 10am – 12pm. The Sunoco Earth Day Celebration will be taking place at the Laurel Creek Conservation Area on the same day from 10am – 1pm. Plant a tree for Earth Day and enjoy fun, hands-on activities for the entire family!
- On April 13th, all expectant moms are invited to attend the Welcome Wagon’s Baby Shower in Cambridge. Lots of door prizes, free gifts and information will be on display. First 100 moms at the doors for the Shower receive a free gift bag! To register, please visit www.havingababy.ca or call Susan at 1-877-675-8463.
- Please support a great cause while enjoying Erick Traplin’s performance by attending the Callum’s Superheroes Concert taking place at St. Teresa’s School Gym on Sunday, April 27th. This event is in memory of Callum who lost his battle to cancer 16 days after his third birthday. With no administration costs, all money raised will be donated to the Canadian Cancer Society. If you’d like to purchase tickets ($30/family) or donate a door prize, please contact Tracey Dowhaniuk at 519-579-1359 or email at concert@healthandsafetyworks.ca.
- Lighten up your living space by giving away or consigning toys and clothes that your family no longer uses. One of my personal favourite second hand clothing and toy stores for children is Second Time Around located in downtown Kitchener (417 King St. W.). Another great store, The Children's Marketplace Consignment Shop (255 Tollgate Blvd., Waterloo), will be having its Spring/Summer Tent Sale from April 17 – 19. Be sure to drop by and check out the great bargains. Refreshments, treats for kids and daily door prizes will be offered to all shoppers!
- Last but not least, the kwkids.com PD Day Programs page provides you with ideas for just that.
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Summer Camp Guide
Please check out the kwkids.com Summer Camp Guide for summer camp ideas!
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Ask the Pro - Family Finances Specialist
 The kwkids.com Family Finances Pro Steve from Bentley Financial returns with important information for parents. Visit the Family Finances & RESP page for more questions and answers on family finances.
April Question:
I have been hearing different perspectives on whether it is worth purchasing life insurance for my children. Is this something worth doing?
Answer: : This is definitely a personal decision. When I considered buying life insurance for my own children, I thought about the life insurance policy my dad bought for me when I was young. If you're considering buying life insurance for your children, you might want to ask yourself some of the same questions I did.
What's the financial benefit of buying insurance now - Children grow up fast and one day they may want their own life insurance policy. Insurance advisors will tell you to 'buy it now and save.' Buying a permanent insurance policy now means that premiums will be paid over a longer period, but your children will pay less when they take over the policy as an adult. Another good option for your children is a child term attachment which insures your children under your own policy. It has built-in guaranteed insurability and it is also good for people who do not want large amounts of insurance on their children.
Insurability - What is it and why do I need it - Guaranteed insurability allows your children to buy more life insurance at specified times up to their 45th birthday, regardless of their health, occupation or lifestyle. This ensures they will have access to additional insurance, even if they become uninsurable.
Could my children become uninsurable in the future - A common obstacle to buying life insurance is a medical condition. It's possible that some day your children might not be able to get life insurance because of a health condition. If they are accepted, the bigger the risk, the higher the premium will be.
Hobbies and adventures children pursue may make them ineligible for insurance - If your children take up some high risk activity such as racing motorcycles or skydiving, insurers will consider them as a higher risk. If the policy you buy for you children has guaranteed insurability, they won't be penalized for being adventurous.
A cash value can provide a fund to draw on for future opportunities - Premiums paid into a permanent life insurance policy build up equity in the form of cash value. The cash value of a policy is an asset. Your children might use the cash value to borrow money to pay for school supplies or cover an emergency expense. The borrowed money can also help them take the important step of establishing credit. The cash value also ensures their policy will remain in force if you are unable to pay the premium.
What if the unthinkable happens - As much as we avoid talking about life insurance for our children, realistically, if something happens, our family income levels would be seriously affected. We would need to take time off work, likely for an extended period. The proceeds from life insurance could assist those with this financial hardship.
To discuss your personal situation or for more information, please email Bentley Financial at info@bentleyfinancial.ca or call us at 519-404-4864 (1 888 88 BENTLEY tool free). |
Ask the Pro - Naturopathic Doctor
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 Dr. Joanna Thiessen George Street Naturopathic Medicine answers another question asked by one of the kwkids.com visitors. Visit the Ask the Naturopath page for more questions and answers on naturopathic medicine.
April Question: My breastfed son is almost 6 months old, and starting to seem interested in food. How do I know what foods to feed him first? Are there any 'rules' to food introduction?
Answer: Thank you for your question about food introduction. Around the age of your son, most children are ready to try foods other than breastmilk. Nutritionally, the breastmilk is perfect for them until this age, when their requirements for things like iron and zinc cannot be met by breastmilk alone. In my opinion, the best foods to start with are fruits and vegetables. Grains are difficult to digest, and should not be introduced until the baby is at least 9 months old (this includes rice cereal). Wheat and cow's dairy are common allergens in children, and I recommend waiting even longer before trying those. Good starting foods are: sweet potatoes, squash, avocados, bananas, apples, prunes, apricots and pears. The consistency of first foods should be just slightly thicker than breastmilk. I recommend making your own food and pureeing breastmilk with it to the desired consistency. Always make sure your baby is sitting upright when eating. I would start with one food at a time, and wait a few days before introducing the next food. This will allow you to watch for allergy/sensitivity reactions, such as skin rashes, diaper rashes, runny nose, watery eyes, mood changes and changes to his/her stool.
Food introduction is a fun and exciting time. Good luck with it and enjoy!
Disclaimer: The information presented herein is not a prescription and does not substitute the consultation of a health care practitioner. |
Happy Earth Day!
Jana
Tel: 519-571-8827
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